qts = [
['T','My Zip Code:',0,0],

['Your mail','Do you have a locked mailbox at home? ', -1,2],
['Your mail','Do you use a street mailbox that is not locked? ', 2,0],
['Your mail','Do you have a shared apartment mailbox (door slot)?', 2,0],
['Your mail','Do you use a post office box? ', 0,1],
['Your mail','Do you leave mail to be picked up by postman in unsecured mailbox? ', 5,0],

['Trash at home','Do you store your trash in an area no one can get to until trash day (i.e. garage)',-1,3],
['Trash at home','Do you take trash to a neighborhood dumpster?',2,0],
['Trash at home','Do you take your trash to the street the night before its picked up?', 2,0],
['Trash at home','Do you only take your trash to the street right before trash truck comes?', -1,0],
['Trash at home','Does your trash contain legible/undestroyed documents?', 2,0],

['Home Shredding','Have you ever shredded personal documents?', 0,3],
['Home Shredding','Do you own a personal shredder?', 0,1],
['Home Shredding','Do you shred junk mail containing balance transfer, mortgage and other financial offers?', -1,1],
['Home Shredding','Do you shred everything?', -1,1],
['Home Shredding','Do you only occasionally shred documents?', 2,0],
['Home Shredding','Do you not shred but know you should?', 3,0],
['Home Shredding','Do you shred at the office / use office shred bins?', 0,1],

['Credit cards','Do you save monthly summaries?', 2,0],
['Credit cards','Do you destroy/shred monthly summaries?', -1,1],
['Credit cards','Do you save ONLY annual summaries? ', -2,2],
['Credit cards','Do you have a credit fraud alert in place?', -2,0],
['Credit cards','Have you ever seen your credit report?', 0,2],
['Credit cards','Have you seen your credit report within past year?', 0,1],
['Credit cards','Have you ever known your credit score?', 1,0], 
['Credit cards','Do you own more than 5 active credit cards?', 1,0],
['Credit cards','Do you own more than 10 active credit cards?', 3,0],

['Checkbook','Do you keep your checkbook in your purse or work bag?', 1,0],
['Checkbook','Do you keep it in your desk at your office? ', 1,0],
['Checkbook','Do you keep it in a safe or hidden secure area at home?', 0,1],

['Social Security Card','Is your SS card located at home?', 0,1],
['Social Security Card','Is it located in a safe?', -2,1],
['Social Security Card','Is it located in wallet?', 2,0],
['Social Security Card','Do you even know where it is?', 0,2],

['Travel','Do you travel with your bills to pay them while on the road? ', 2,0],
['Travel','Do you destroy documents while you travel?', -1,1],
['Travel','Do you carry your passport only when you need it?', 0,1],
['Travel','Do you put mail and newspapers on hold during travel?', -1,4],

['Computers & electronic media','Do you destroy the hard drives of old unused computers?', -2,3],
['Computers & electronic media','Do you destroy old cell phones and PDAs?',-1,3],
['Computers & electronic media','Do you give away or donate old cell phones and PDAs?', -1,0],
['Computers & electronic media','Do you need a password to use your computer?', -1,2],
['Computers & electronic media','Do you manage bank and financial account records from hotels or other public computers (i.e. kinko’s)?', 3,0],
['Computers & electronic media','Do you have the same username and password for a variety of websites?', 3,0],
['Computers & electronic media','Do you download attachments from unfamiliar sources?', 3,0],
['Computers & electronic media','Do you own (and regularly run) an anti-spyware program?', -1,2],
['Computers & electronic media','Do you ever use any peer-to-peer file sharing sites?', 5,0],
['Computers & electronic media','Do you limit the amount of information on social networking and/or dating websites?', 0,2],
['Computers & electronic media','Do you ever respond to emails asking for account verification (i.e. From bank or eBay)?', 2,0],

['Phone & online shopping','Do you always use the same credit card for online shopping?', 0,2],
['Phone & online shopping','Do you know if the sites you shop on are certified for security?', 0,1],
['Phone & online shopping','Have you ever given your social security number over the phone?', 4,0],
['Phone & online shopping','Do you have caller ID and you avoid blocked or unavailable calls?', 0,1],

['Your car','Do you keep mail or other personal or financial information in your car (glove box, arm rest)?',1,0],
['Your car','Do you ever leave a briefcase in your car overnight?',1,0],

['D','Your sex:','Male','Female'],
['D','Your income:','Less than 35k','35-74k','75k+'],
['D','Your age:','18-34','35-54','55+']
]


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	totq = qts.length;
	for (i=1;i<(totq-3);i++){ 
		rad = 0;
		for (j=0;j<2;j++) {
			res  = eval('document.sbmform.N' + i + '[' + j + '].checked');
			if (res) {
				rad = 1;
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		}
		if (!rad) {
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	for (i=totq-3;i<totq;i++){ 
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	if (valerror != "") {
		alert('Please answer the following questions:\n' + valerror);
		return false;
	}	 
}